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Affirm shares are drawing renewed bullish commentary from Wall Street, with Goldman Sachs reportedly outlining a scenario in which the buy-now-pay-later stock could climb significantly, and separate commentary arguing the recent pullback represents a buying opportunity. The bullish case centers on growth in installment lending and partnerships expanding Affirm's merchant network. The renewed attention comes as investors weigh consumer credit trends and competition in the buy-now-pay-later space, with analysts framing Affirm's recent dip as a potential entry point rather than a signal of deteriorating fundamentals.