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Visa and Mastercard are developing capabilities that would allow AI agents to make purchases on behalf of consumers, according to a new report, marking a significant step in the integration of autonomous AI systems into everyday commerce. The initiative reflects growing interest among payment networks in capturing transaction volume generated by AI-driven shopping and automation tools. The move raises questions about consumer protections, fraud liability, and oversight as financial transactions increasingly shift from direct human initiation to AI-agent-driven decision-making, a trend payment companies are racing to accommodate.