Updated

The Federal Reserve's October bank lending survey shows banks have become more cautious on lending, with tighter standards for small businesses and commercial real estate borrowers. Subprime borrowers also face tougher credit conditions, according to CNBC Top News, which reported the findings on November 5, 2026. The survey points to a more restrictive credit environment for riskier borrowers and sectors. The excerpt does not give survey response figures or the market reaction to the findings.