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UN agencies launched a joint platform at COP31 in Antalya, Türkiye, on Thursday to secure more than $3 billion in risk financing. The platform aims to protect 75 million people and their livelihoods from climate shocks and natural hazards by 2030. At the same summit, world leaders turned their attention to protecting cities and vulnerable communities, as the human cost of climate change, from flooded homes to melting Himalayan glaciers, took centre stage. Activists challenged governments to do more.